Short term Bridging Finance or more simply, Bridging Finance is generally used by an individual or business to ‘bridge’ the gap until the next stage of financing is obtained.
A short term bridge loan is typically more expensive than conventional financing options to compensate for the additional risk taken by the lender. They are commonly arranged quickly with relatively little documentation required.
What are the benefits of Short term Bridging Finance Loans?
- Allows you to meet current obligations by providing immediate cash flow
- Short-term loan backed by some form of collateral such as real estate or assets
- Used by companies and individuals and can be customised for many different situations
- Short Term Bridging Finance loans are known for their quick approval and funding process, making them ideal for situations where time is of the essence, such as property purchases or renovations.
When does Short term Bridging Finance work?
- ✔ Bridging the gap between purchase and sale
- ✔ Bridging tax or VAT returns
- ✔ Auction purchases
- ✔ Development exit
- ✔ Refurbishment finance
Why South West Business Finance?
At South West Business Finance, our extensive network of bridging lenders empowers us to cater to the diverse needs of our clients with unparalleled flexibility. Operating from our headquarters in Bath and extending our services to Bristol and the wider South West region, we specialise in providing bridging loans that align with your unique requirements.
Typically, we can offer loan-to-value (LTV) ratios of up to 80% on residential properties and 75% on commercial properties. However, our access to a broad spectrum of lenders allows us to explore extended LTV options under certain circumstances, particularly when additional collateral can be provided.
This flexibility enables us to structure bespoke financing solutions tailored to your specific situation, ensuring that you have access to the funding you need to achieve your goals. Whether you’re looking to secure short-term financing for a residential or commercial property investment, expedite a property purchase, or bridge a temporary cash flow gap, SWBF is committed to delivering tailored bridging loan solutions that meet your needs and exceed your expectations.
Contact us today to discuss how we can assist you with Short Term Bridging Fiannce and realising your financial objectives with confidence and convenience.
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Why SWBF?
✔ Unrivalled Banking Experience
✔ Personal Customer Service
✔ Tailored Funding Solutions and Advice
✔ Access to over 200 Lenders
✔ Independence and Reliability
Call us now on 01225 800 849 or click here to request a call back.
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