Why use a Buy to Let Mortgage?
Buy to Let mortgages are specifically designed to support property investment strategies by enabling you to purchase or refinance properties intended for rental income. These mortgages are ideal for those looking to profit from both rental income and the appreciation in property value over time. Whether you’re focused on residential or commercial property investment, these mortgage products are structured to maximize your returns.
Moreover, Buy to Let mortgages aren’t just limited to standard residential properties. They can also be applied to mixed-use or semi-commercial properties, as well as apartment blocks, offering flexibility to investors looking to diversify their property investment portfolios. This makes them a versatile tool in the world of property investment, whether you’re dealing with a single residential property or a more complex, mixed-use development.
What level of funding can be arranged using a Buy to Let Mortgage?
At South West Business Finance, we understand that every property investment is unique. That’s why we work diligently to secure the best possible funding for your specific situation. Typically, we can arrange commercial funding up to 75% of the property value and residential Buy to Let funding up to 85%. These figures can vary based on several factors, including the level of rental income the property generates, the strength of the investment proposal, the loan to valuation ratio, and other key considerations like the quality of the tenant and the length of the lease.
Investment mortgages are available from £70,000 to £25 million on either interest only or capital repayment terms.
Why South West Business Finance?
When it comes to securing the right mortgage for your property investment, choosing the right partner is crucial. At South West Business Finance, we leverage our extensive network of lenders, including specialist commercial mortgage providers, niche lenders, banks, and building societies, to find the perfect funding solution for you. Our in-depth knowledge of the property investment market allows us to navigate complex financing scenarios, ensuring that you receive the most suitable mortgage terms available.
Our commitment to our clients goes beyond simply securing financing. We are dedicated to providing a seamless and efficient service, particularly when time is of the essence. Our track record in delivering swift funding, even under tight purchase deadlines such as those encountered at property auctions, sets us apart from the competition. We understand the pressures associated with property investment and are here to alleviate your financing concerns so you can focus on growing your portfolio.
With offices in Bath, Bristol, and across the South West, South West Business Finance is well-positioned to assist property investors throughout the region. We invite you to contact us today to learn more about how we can support your property investment endeavors. Whether you’re just starting out or looking to expand an existing portfolio, South West Business Finance is here to help you navigate the complexities of property investment with confidence. Contact us here to get started.
We are proud winners of the NACFB Buy-To-Let Broker of the Year 2022.
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Why SWBF?
✔ Unrivalled Banking Experience
✔ Personal Customer Service
✔ Tailored Funding Solutions and Advice
✔ Access to over 200 Lenders
✔ Independence and Reliability
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