Property Finance Solutions
Calm, expert finance guidance for ambitious businesses - structured properly and supported from start to finish.
Commercial Mortgages
Own the premises that power your business
Whether you're purchasing business premises, refinancing an existing property, releasing equity, or expanding your portfolio, a commercial mortgage can provide the funding needed to support your long-term plans. We work with a wide range of lenders to secure competitive finance solutions for owner-occupied businesses, commercial landlords, and investors, helping you acquire the right property while preserving valuable working capital.
Commercial Property Finance
Building your property ambitions from the ground up
Commercial property finance can support a wide range of objectives, from purchasing investment properties and expanding a commercial portfolio to refinancing existing assets and releasing equity. With access to funding solutions for offices, retail units, industrial premises, mixed-use properties, and more, we help businesses and investors secure finance that aligns with their long-term goals.
Specialist & Complex Property Finance
When your property project needs a more creative funding solution
Property funding requirements are not always straightforward. From semi-commercial properties and mixed-use developments to unusual construction types, complex ownership structures, and challenging credit profiles, specialist property finance can provide solutions where traditional lenders may struggle. Our expertise and extensive lender network enable us to source funding for even the most complex property transactions.
Buy to Let & Property Investment Finance
Build, grow and refinance your portfolio with confidence
Whether you're purchasing your first investment property or growing an established portfolio, the right funding can help maximise returns and support future growth. We arrange finance for individual buy-to-let properties, Houses in Multiple Occupation (HMOs), multi-unit blocks, and portfolio landlords. With access to specialist lenders and tailored funding solutions, we can help you acquire, refinance, or expand your property investments with confidence.
Bridging Finance
Fast funding when timing matters most
Bridging finance provides a flexible short-term funding solution when speed is critical. Whether you're purchasing at auction, preventing a chain break, securing a time-sensitive opportunity, or funding works before arranging long-term finance, bridging finance can provide access to funds quickly. We work with specialist lenders to deliver practical solutions that keep your plans moving forward.
Development Finance
Turning property plans into profitable projects
From residential developments and commercial schemes to conversions and refurbishments, development finance provides funding throughout the lifecycle of a project. Whether you're an experienced developer or undertaking your first project, we can help secure the funding needed to acquire land, manage build costs, and support your development through to completion, ensuring your project has the financial foundations to succeed.
Business Finance Solutions
Our business finance expertise includes:
- Business Loans & Growth Funding
- Asset & Invoice Finance
- Working Capital Solutions
- Acquisition & Buy‑out Funding
- Specialist & Complex Business Finance
Each solution is structured with care, clarity and long‑term sustainability in mind.
Why choose SWBF?
All Partners have banking backgrounds
Whole‑of‑market access to over 200 lenders
Deep structuring expertise
Calm, human, start‑to‑finish support
Ethical advice driven by your best interests
We don’t just arrange finance — we help businesses move forward with confidence.
Let’s structure the right finance for your business.
Speak to an experienced adviser and gain clarity on your options.
