Whether you are an individual or limited company looking to buy your existing premises, expand and buy new property or refinance your outstanding debt to inject capital into your business, SWBF can help.
Inject capital into your business
Commercial mortgages are available with a loan-to-value (LTV) ratio of up to 80% with potential to arrange up to 100% funding if additional security is provided.
Interest-only and full/part-repayment options are available with loan terms up to 30 years.
There is no requirement to transfer your day-to-day banking to the new lender and it may also be possible to arrange facilities for applicants with previous credit problems.
Examples of properties appropriate for a commercial mortgage:
Freehold public houses
Convenience stores and retail units
Industrial units, factories and warehouses
Mortgages for Land
HMO (houses in multiple occupancy) mortgages
Care/nursing home mortgages
Hotels and B&Bs
Please note this is not an exhaustive list, most property types can be funded, to find out how SWBF can help, please contact us and ask us what we can do.