Typically we can arrange commercial funding up to 75% and residential buy-to-let up to 85% of the value of the property. This depends on the level of rental income, the strength of the proposal, the loan to valuation, the industry sector, the quality of tenant, the length of the lease and the borrower’s investment experience and credit rating.
We’ll approach a panel of lenders on your behalf which will include specialist commercial mortgage lenders, niche providers, banks and building societies. Then we will select the most suitable lender for you in order to achieve the best funding solution.
Investment mortgages are available from £70,000 to £25 million on either interest only or capital repayment terms.
We pride ourselves on our ability to deliver rapid funding to clients and to meet tight purchase deadlines including property auction purchases, so contact us in Bath, Bristol or anywhere throughout the South West to discuss how SWBF can help you.