SWBF are commercial and residential buy-to-let specialists and can tailor mortgages to suit your needs whether you are a first time landlord or hold a complex multi-property portfolio.
Invest in bricks & mortar
Commercial and residential buy-to-let investment mortgages are designed for individuals, limited companies, LLPs, trusts and pension funds, who are looking to purchase or refinance property to rent out, profiting from rental income and property value appreciation.
Mortgages are also available on mixed use or semi-commercial property and apartment blocks.
Commercial funding
Typically we can arrange commercial funding up to 75% and residential buy-to-let up to 85% of the value of the property. This depends on the level of rental income, the strength of the proposal, the loan to valuation, the industry sector, the quality of tenant, the length of the lease and the borrower’s investment experience and credit rating.
We’ll approach a panel of lenders on your behalf which will include specialist commercial mortgage lenders, niche providers, banks and building societies. Then we will select the most suitable lender for you in order to achieve the best funding solution.
Commercial investment mortgages are available for a number of different types of property including:
- Business – single office units, office blocks, serviced offices, business parks
- Retail – shops, single retail units, shopping parades & malls, retail parks
- Industry – industrial units & parks, warehouses, factories
- Leisure – restaurants, pubs, gyms, golf courses, spas
- Health – care homes, nursing homes, surgeries, dental practices, vets
- Education – schools, day-care nurseries, colleges
Investment mortgages are available from £70,000 to £25 million on either interest only or capital repayment terms.
We pride ourselves on our ability to deliver rapid funding to clients and to meet tight purchase deadlines including property auction purchases, so contact us in Bath, Bristol or anywhere throughout the South West to discuss how SWBF can help you.
