Invoice finance can improve your business cash flow, removing the peaks and troughs that can sometimes occur. Due to this it is seen as the fastest growing cash flow funding solution.
A business you can trust
Outstanding invoices are usually the largest assets your business owns.
With invoice discounting from SWBF, a business can borrow a percentage of the value of its sales ledger, using unpaid invoices as collateral and not having to provide security via second charges on your home to support a personal guarantee.
It can be confidential so your customers will never know you are borrowing against the invoices, or you could have a service that will help with the credit control of the business ensuring invoices are paid on time.
Invoice finance frees up cash flow with an upfront initial payment (typically up to 90% of the gross invoice value).
Your invoices have to be business to business (B2B) and the following sectors are available:
This list is not exhaustive, other sectors can be looked at contact us in Bath, Bristol and throughout the South West to discuss if we can help.
The biggest issue with a company growth is cash flow and so invoice discounting is ideal if you’re eager to expand your business, but need a little help with the funds required to get you there. Unlike an overdraft it will grow with your business.